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Already on Checkout.com?
Add Reach in days, not months.

Reach layers on top of your existing payments stack. No PSP migration, no re-platforming, no code changes. Keep your checkout flow and your reconciliation. Reach adds the merchant of record layer that handles payments, cross-border tax, FX and compliance for you.

How it works

One layer, added to what you already run

Reach provisions a dedicated account within Checkout.com's infrastructure and configures it on your behalf.

Your existing checkout flow stays untouched and Reach operates as the merchant of record behind the scenes.

  • Your Checkout.com account and negotiated processing rates for markets outside Reach's coverage.
  • Your existing checkout UX and customer experience
  • Your ecommerce platform, whether Shopify, custom, or otherwise
  • Your existing reporting for non-Reach markets
  • The Checkout.com capabilities you already run: Intelligent Acceptance, fraud detection, payouts and card issuing all continue to work as they do today
  • Merchant of record: Reach is the legal seller, absorbing cross-border liability
  • Local acquiring rates for Reach-supported markets
  • Automated tax calculation and remittance across 70+ tax jurisdictions
  • FX conversion at competitive rates, settled in your home currency
  • Chargeback and dispute management
  • Dedicated account-level reporting for Reach-supported transactions covering settlement, FX, tax and disputes

Get started in four quick steps

1 - Verify

You complete Reach's KYB/KYC verification, typically approved in 24 to 72 hours

2 - Sit back

Reach provisions and configures your Checkout.com account, no action required from you

3 - Add the badge

You add Reach's terms badge to your checkout, one time, in just minutes

4 - Go live

Transactions flow through Reach's merchant of record layer via Checkout.com

Engineering effort: Can be as simple as connecting a third-party app. Reach handles account provisioning, credential setup, webhook configuration and payment configuration end-to-end.

Peace of mind for your CFO

No migration

Keep your existing Checkout.com setup.

Keep your rates

Your existing Checkout.com rates stay in place for markets Reach doesn't cover. In Reach-supported markets, Reach provides local acquiring rates, reducing cross-border interchange fees

FX exposure eliminated

Settled in your preferred currency


Tax compliance automated

Reach automates your tax compliance in 70+ tax jurisdictions across the globe

Reduce liability

Dispute liability sits with Reach as the merchant of record

"Our priority is creating payment experiences that drive real growth for our merchants. Our partnership with Reach eliminates technical friction for scaling businesses, combining robust payment infrastructure with advanced localization capabilities.

The result is a world-class payments experience deployed with minimal development effort."


– Zack Levine, Head of North America | Checkout.com

About Checkout.com

Checkout.com is a financial technology company delivering a high-performance payments platform built for enterprise and scaling businesses, with cloud infrastructure for payments, payouts and card program management.


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More efficient global sales in just a few weeks