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Already on PayPal?
Add Reach in days, not months.

Reach layers on top of your existing payments stack. No PSP migration, no re-platforming, no code changes. Keep your checkout flow and your reconciliation. Reach adds the merchant of record layer that handles payments, cross-border tax, FX and compliance for you.

How it works

One layer, added to what you already run

Reach sets up and manages all PayPal processing accounts on your behalf. No PayPal migration or reconfiguration is required on your end.

Your existing checkout flow stays untouched and Reach operates as the merchant of record behind the scenes.

  • Your existing PayPal merchant account and rates for markets outside Reach's coverage
  • Your checkout UX and customer experience
  • All buyer funding methods: Cards, bank, Pay Later and Venmo where available
  • Your existing reporting for non-Reach markets
  • Your ecommerce platform and tech stack
  • The PayPal capabilities you already run: PayPal-branded checkout, authorization rate optimization, fraud protection and payouts all continue to work as they do today
  • Merchant of record: Reach is the legal seller for cross-border transactions
  • Local acquiring rates for Reach-supported markets: Australia, Canada, the EU, the UK, the US and Japan
  • Automated tax calculation, filing and remittance across 70+ tax jurisdictions
  • FX conversion, settled in your desired currency
  • Chargeback and dispute management
  • Dedicated account-level reporting for Reach-supported transactions covering settlement, FX, tax and disputes

Get started in four quick steps

1 - Verify

You complete Reach's KYB/KYC verification, typically approved in 24 to 72 hours

2 - Sit back

Reach provisions and configures your PayPal account, no action required from you

3 - Add the badge

You add Reach's terms badge to your checkout, one time, in just minutes

4 - Go live

Transactions flow through Reach's merchant of record layer via PayPal

Peace of mind for your CFO

No migration

Keep your existing PayPal setup. If you don't yet have one, you can add Reach's branded checkout and skip the setup to offer PayPal checkout with us.

Keep your rates

Your existing PayPal rates stay in place for markets Reach doesn't cover. In Reach-supported markets, Reach provides local acquiring rates, reducing cross-border interchange fees

FX exposure eliminated

Settled in your preferred currency


Tax compliance automated

Reach automates your tax compliance in 70+ tax jurisdictions across the globe

Reduce liability

Dispute liability sits with Reach as the merchant of record

Not on PayPal yet?

Woman shopping online

Add without a separate PayPal relationship

Reach also offers PayPal as a branded checkout method inside its global commerce stack, so you can add it without a separate PayPal relationship.

Access PayPal's network

Automatically join PayPal's network of over 400 million active accounts, with Pay Later options that let shoppers split purchases into installments.

Manage it all through Reach

Reach stays the merchant of record through its local entities and handles tax and compliance, while PayPal delivers the checkout experience shoppers already recognize.

About PayPal

PayPal has been building payment and commerce experiences for more than 25 years, serving consumers and businesses in roughly 200 markets.


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More efficient global sales in just a few weeks